Download now or preview on posterous 07 29 10.pdf (43 KB) There are many homeowners who would like to sell but aren’t financially required to do so. Many of these people are waiting in the wings for the opportune moment to jump back into the housing market. In fact, Zillow.com reported about 7% of homeowners […]
Monthly Archives:: July 2010
HAMP & HAFA Foreclosure Alternatives for Central Valley Homeowners
If you are pursuing a short sale, you should have already inquired about the government’s Home Affordable Modification Program and/or the Home Affordable Foreclosure Alternatives options. If you haven’t done so already and would like to find out if you are eligible, you should contact your lender and inquire directly. You can also learn about […]
Lenders and Homeowners Dancing the Default Limbo
Download now or preview on posterous 07 26 10.pdf (233 KB) About 4.5 % of mortgages in the greater San Francisco Bay area are at least 3 months behind in mortgage payments and not yet in foreclosure. This default limbo is different from other real estate crashes because previously there were fewer troubled loans which […]
Government Housing Program Shows Little Benefit at High Cost
Download now or preview on posterous 07 21 10.pdf (92 KB) Loans backed by the Federal Housing Administration, the Government National Mortgage Association, the Veterans administration, Fannie Mae and Freddie Mac have increased the government’s debt by $512.4 billion. TARP inspector general, Neil Barofsky said "Treasury’s refusal to provide meaningful goals for this important program […]
Lathrop, CA, Short Sale Stockton Home for Sale & Stockton Real Estate, 17449 Pheasant Downs Rd, Lathrop, CA, 95330
Download now or watch on posterous 17449 Pheasant Downs Rd_Lathrop_ CA_95330.mp4 (4664 KB) For information on this and all the Lathrop homes for sale visit www.Homes-In-Stockton.com! Great Short Sale in Lathrop! Cute 2 story home close to schools and shopping. Upstairs loft area. Separate Family Room! This home is move in ready and won’t last […]
Stockton, CA, Stockton Home for Sale & Stockton Real Estate,5937 Melones Way, Stockton, CA, 95219
Download now or watch on posterous 5937 Melones Way_Stockton_ CA_95219.mp4 (5151 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! New Home in Stockton! Former model home, fully furnished. Kitchen with tile floors and counters and stainless appliances. Custom built-in cabinets and gas fireplace! Balcony in rear. This home is […]
Stockton, CA, Short Sale Stockton Home for Sale & Stockton Real Estate, 2031 Rosecrans Way, Stockton, CA, 95207
Download now or watch on posterous 2031 Rosecrans Way_ Stockton_CA_95207.mp4 (8353 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! Great Stockton Short sale in Lincoln School District! 3 bedroom 1 bath home with some improvements. Laminate, Wood and Tile Flooring. Updated kitchen with built in microwave. Newer kitchen cabinets. […]
Stockton, CA, Short Sale Stockton Home for Sale & Stockton Real Estate, 1533 Greeley Way , Stockton, CA, 95207
Download now or watch on posterous 1533 Greeley Way_Stockton_ CA_95207.mp4 (4904 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! Great Stockton Short Sale with double sided fireplace! Wood Floors and french doors leading to the backyard. Bathrooms with tile and double headed shower. Too good to pass up! Posted […]
Stockton, CA, Short Sale Stockton Home for Sale & Stockton Real Estate, 540 E Downs St, Stockton, CA, 95204
Download now or watch on posterous 540 E Downs St_Stockton_CA_95204.mp4 (5444 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! Great Stockton Short Sale in established neighborhood. Close to parks and schools. Perfect investment property. Posted via email from www.Homes-In-Stockton.com Posterous
Foreclosures up Nationally but Down in California
Download now or preview on posterous US foreclosures.pdf (138 KB) Nationally banks repossessions are up 38% in the second quarter from a year ago. However, California foreclosures are down 24% from last year. It appears that the banks are purposely holding California homes back from foreclosure in order to avoid flooding the market but this […]
Real Estate Tax to Pay For Medicare
Download now or preview on posterous health care & real estate tax.pdf (21 KB) Will health-care legislation passed this year impose a sales tax on all real estate sales? Yes, but the tax will not affect everyone. The Health Care and Education Reconciliation Act of 2010, which takes effect Jan. 1, 2013, will impose a […]
Equator Launches New PRO Short Sale Software
Download now or preview on posterous Equator Introduces Short Sale and HAFA Software.pdf (20 KB) Equator launched a new short sale and HAFA software for communication between lenders, real estate agents and borrowers. Intended for smaller firms, PRO Short Sale allows buyers and agents to negotiate terms quickly by automating every aspect of a short […]
Stockton Real Estate Negative Equity Continues to be a Problem
Attached are 2 articles from CoreLogic. The first article ranks Stockton #2 after Las Vegas for negative home equity. The 2nd estimates that the hardest hit areas will not see positive equity until after 2020. I am afraid it is going to be a long and bumpy ride for the Stockton market. If you are […]
Wall Street Journal Reports Credit Continuing to Tighten
Download now or preview on posterous Stockton Real Estate – WSJ Article Credit Crunch.pdf (40 KB) We have been experiencing a tightening of credit in the Stockton real estate market. Even well qualified buyers are finding hurdles in the path to home purchasing and refinancing. Cash is king. The Stockton short sales and Stockton foreclosures […]
David Cardoza is a Top Producing Central Valley Agent!
David Cardoza’s knowledge of the real estate market is unsurpassed. He is a buyer’s agent with Pat Holkesvig & Your Home Team. David’s commitment to customer service and ability to work with other agents has earned him an outstanding reputation. Local agents want to work with David because he gets the job done. Call Pat […]
Stockton at Highest Risk for Mortgage Fraud
Download now or preview on posterous mortgage fraud increasing.pdf (22 KB) Mortgage fraud continues to increase and is likely to get worse as the nation’s housing markets remain distressed, according to the FBI. The worst cities in the nation for fraud risk are Stockton and Modesto but Merced, Bakersfield and Fresno are also in the […]
Short Sale Agent Closes Manteca Short Sales!
Pat Holkesvig is a top producing short sale listing agent. She successfully negotiates Manteca short sales and understands the Manteca short sale process inside and out. She can explain the short sale process from missing payments, to receiving a Notice of Default to notification of an auction. Her short sale services are cost-free to Manteca […]
Stockton Homes for Sale & Stockton Real Estate, 10951 Honeysuckle Way Stockton CA 95209
Download now or watch on posterous 10951 HONEYSUCKLE Way_Stockton_CA_95209.mp4 (9710 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! ……NOT A SHORT SALE OR REO….Beautiful 2 story home,with 4 bedrooms and 2 1/2 bathrooms,with 2140 sq ft of living space with a loft.A 2 car garage.Nothing to do but move […]
Agressive Lathrop Short Sale Agent!
Pat Holkesvig has successfully closed more short sale transactions than any other area short sale listing agent. She aggressively negotiates Lathrop short sales and keeps her Lathrop short sale homeowners informed during the entire short sale process. If you would like to discuss engaging Pat Holkesvig to negotiate your Lathrop short sale or schedule an […]
Obama Signs Tax Credit Extension
On June 30, the House pushed through an extension for the homebuyer tax credit. The Senate unanimously approved the bill — leaving the President to ratify the provision by signing it into law, as early as July 1. President Obama signed the bill into law on Friday extending the first-time homebuyer’s tax credit. However, this […]
Stockton Short Sales Range in Value from $25,000 to $950,000!
Pat Holkesvig has listed and sold more Stockton short sale listings than any other Stockton agent. She specializes in processing Stockton short sales. The following is a list of Stockton short sales currently available. Click here to search all Stockton homes for sale. Click here to request information on the Stockton short sale process. Call […]
Uncle Sam is Looking For Homebuyers
Download now or preview on posterous 07 01 10 Buy Your Next Home From Uncle Sam.pdf (28 KB) The U.S. government holds a great deal of the housing inventory in the country. Most if it having been seized through foreclosure. Now the government is desperately trying to find buyers for these properties through auctions or […]
Lodi Short Sales
Pat Holkesvig specializes in processing Lodi short sales. The following are the Short Sales currently on the market in Lodi. Click here to view all the homes for sale in Lodi. Address Status Desc 1001 Edgewood Dr Lodi, CA 95240-0519 Active Lodi Short Sale 1013 Dartmoor Cir Lodi, CA 95240-6607 Active Lodi Short Sale 1021 […]
Stockton Homes for Sale & Stockton Real Estate, 3450 Quail Lakes Dr Stockton CA 95207
Download now or watch on posterous 3450 Quail Lakes Dr_Stockton_CA_95207.mp4 (9944 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! Not a REO or Short Sale property. Beautiful home with stunning views of Quail Lakes. Formal living room with vaulted ceilings fireplace and wet-bar. Master suite upstairs with fireplace and […]
Walk Away and You Will Pay
Download now or preview on posterous 06 29 10 Fannie Mae.pdf (20 KB) Fannie Mae may ban barrowers who walk away from their homes from obtaining new mortgages for seven years from the date of the their foreclosure. This action is specifically designed to stop those people who use ‘strategic default’ tactics. This practice of […]