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<channel>
	<title>The Stockton Specialist</title>
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	<link>http://www.homes-in-stockton.com/blog</link>
	<description>Stockton Real Estate Opinion</description>
	<pubDate>Fri, 03 Sep 2010 18:09:28 +0000</pubDate>
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		<title>Stockton, CA, Short Sale Stockton Home for Sale &amp; Stockton Real Estate, 3440 Heatherbrook Dr, Stockton, CA, 95219</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-3440-heatherbrook-dr-stockton-ca-95219/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-3440-heatherbrook-dr-stockton-ca-95219/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 18:09:28 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-3440-heatherbrook-dr-stockton-ca-95219/</guid>
		<description><![CDATA[


Download now or watch on posterous
       3440 Heatherbrook Dr_Stockton_CA_95219.mp4 (11011 KB)       


For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!

Great Stockton Short Sale! Updated kitchen with granite counters and stainless appliances. Custom Paint and tile. Family Room with fireplace [...]]]></description>
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<div style="font-size: 10px; color: #424037;line-height: 16px;">Download now or <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-5" style="color: #bc7134">watch on posterous</a></div>
<p>       <b><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/XZAMHqH7reqCOw9OgJkYupQXyTRcgIKt7GDOt7bvxLGAvD074fn21Gbj9CrC/3440_Heatherbrook_Dr_Stockton_.mp4' style='color: #bc7134;'>3440 Heatherbrook Dr_Stockton_CA_95219.mp4</a></b> <span style="font-size: 10px; color: #424037;">(11011 KB)</span>       <br style="clear: both;"/></div>
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<p>For information on this and all the Stockton homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Great Stockton Short Sale! Updated kitchen with granite counters and stainless appliances. Custom Paint and tile. Family Room with fireplace and french doors. Formal Dining with crown moulding throughout. Stamped concrete in the backyard. Stunning home.</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-5">www.Homes-In-Stockton.com Posterous</a>  </p>
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		</item>
		<item>
		<title>Stockton, CA, Short Sale Stockton Home for Sale &amp; Stockton Real Estate, 7309 Camellia Lane, Stockton, CA, 95207</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-7309-camellia-lane-stockton-ca-95207/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-7309-camellia-lane-stockton-ca-95207/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 17:49:40 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-7309-camellia-lane-stockton-ca-95207/</guid>
		<description><![CDATA[


Download now or watch on posterous
       7309 Camellia Lane_Stockton_CA_95207.mp4 (10120 KB)       


For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!

Stockton short sale. Stockton home for sale located in Lincoln School District! Here is the perfect home for a couple [...]]]></description>
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<div style="float: left; margin-right: 5px; overflow: visible;"><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/Aq9PlMxyZ9jV7UjJh9IHDcxeSLZ2Idcezmwfg0XR1GekmfvpERoe4RkEOyY9/7309_Camellia_Lane_Stockton_CA.mp4' style='color: #bc7134;'><img src='http://posterous.com/images/filetypes/unknown.png' style='border: none;'/></a></div>
<div style="font-size: 10px; color: #424037;line-height: 16px;">Download now or <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-4" style="color: #bc7134">watch on posterous</a></div>
<p>       <b><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/Aq9PlMxyZ9jV7UjJh9IHDcxeSLZ2Idcezmwfg0XR1GekmfvpERoe4RkEOyY9/7309_Camellia_Lane_Stockton_CA.mp4' style='color: #bc7134;'>7309 Camellia Lane_Stockton_CA_95207.mp4</a></b> <span style="font-size: 10px; color: #424037;">(10120 KB)</span>       <br style="clear: both;"/></div>
</p>
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<p>For information on this and all the Stockton homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Stockton short sale. Stockton home for sale located in Lincoln School District! Here is the perfect home for a couple starting out or a small family complete with a white picket fence. Hardwood Floors in Living Room and one bedroom. Updated touches throughout. Great buy.!</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-4">www.Homes-In-Stockton.com Posterous</a>  </p>
</p></div>
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		</item>
		<item>
		<title>Stockton, CA, Short Sale Stockton Home for Sale &amp; Stockton Real Estate, 3026 English Oak Cir, Stockton, CA, 95209.</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-3026-english-oak-cir-stockton-ca-95209/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-3026-english-oak-cir-stockton-ca-95209/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 17:30:13 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-3026-english-oak-cir-stockton-ca-95209/</guid>
		<description><![CDATA[


Download now or watch on posterous
       3026 English Oak Cir_Stockton_CA_95209.mp4 (5699 KB)       


For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!

Nice Stockton Short Sale! Well cared for home in gated community. Large corner lot. Priced to sell. Kitchen with [...]]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div style='padding: 5px 5px 10px 5px; margin-top: 5px; border: 1px solid #ddd; background-color: #fff;line-height: 16px;'>
<div style="float: left; margin-right: 5px; overflow: visible;"><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/SPY7eXDY9ewIxBAOkyKCuoPFAaBW2otpMtpBbW2z9a7Z547YT0qFtHNnhj2Y/3026_English_Oak_Cir_Stockton_.mp4' style='color: #bc7134;'><img src='http://posterous.com/images/filetypes/unknown.png' style='border: none;'/></a></div>
<div style="font-size: 10px; color: #424037;line-height: 16px;">Download now or <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-3" style="color: #bc7134">watch on posterous</a></div>
<p>       <b><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/SPY7eXDY9ewIxBAOkyKCuoPFAaBW2otpMtpBbW2z9a7Z547YT0qFtHNnhj2Y/3026_English_Oak_Cir_Stockton_.mp4' style='color: #bc7134;'>3026 English Oak Cir_Stockton_CA_95209.mp4</a></b> <span style="font-size: 10px; color: #424037;">(5699 KB)</span>       <br style="clear: both;"/></div>
</p>
<div>
<p>For information on this and all the Stockton homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Nice Stockton Short Sale! Well cared for home in gated community. Large corner lot. Priced to sell. Kitchen with tile counters and dining bar. Low maintenance yards.</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-3">www.Homes-In-Stockton.com Posterous</a>  </p>
</p></div>
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		<item>
		<title>Lathrop, CA, Lathrop Home for Sale &amp; Lathrop Real Estate, 15928 Covered Bridge Way, Lathrop, CA 95330.</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/lathrop-ca-lathrop-home-for-sale-lathrop-real-estate-15928-covered-bridge-way-lathrop-ca-95330/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/lathrop-ca-lathrop-home-for-sale-lathrop-real-estate-15928-covered-bridge-way-lathrop-ca-95330/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 17:20:57 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/lathrop-ca-lathrop-home-for-sale-lathrop-real-estate-15928-covered-bridge-way-lathrop-ca-95330/</guid>
		<description><![CDATA[


Download now or watch on posterous
       15928 Covered Bridge Way_ Lathrop_CA_ 95330.mp4 (8875 KB)       


For information on this and all the Lathrop homes for sale visit www.Homes-In-Stockton.com!

Hurry this will not last long!!! A very beautiful home in the City of Lathrop, easy commute [...]]]></description>
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<div style="float: left; margin-right: 5px; overflow: visible;"><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/FPONaAKnvECmmnd30xy9DxhBVloh5brzGirQDqEO1tGVQctzan9B8MRaCdgI/15928_Covered_Bridge_Way_Lathr.mp4' style='color: #bc7134;'><img src='http://posterous.com/images/filetypes/unknown.png' style='border: none;'/></a></div>
<div style="font-size: 10px; color: #424037;line-height: 16px;">Download now or <a href="http://media.homes-in-stockton.com/lathrop-ca-lathrop-home-for-sale-lathrop-real" style="color: #bc7134">watch on posterous</a></div>
<p>       <b><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/FPONaAKnvECmmnd30xy9DxhBVloh5brzGirQDqEO1tGVQctzan9B8MRaCdgI/15928_Covered_Bridge_Way_Lathr.mp4' style='color: #bc7134;'>15928 Covered Bridge Way_ Lathrop_CA_ 95330.mp4</a></b> <span style="font-size: 10px; color: #424037;">(8875 KB)</span>       <br style="clear: both;"/></div>
</p>
<div>
<p>For information on this and all the Lathrop homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Hurry this will not last long!!! A very beautiful home in the City of Lathrop, easy commute off of I-5, kitchen is upgraded with granite counters and stainless steel appliances, open room concept to family room with fireplace, and master bath has a jacuzzi tub. Just move in your furniture and ENJOY your new home.</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/lathrop-ca-lathrop-home-for-sale-lathrop-real">www.Homes-In-Stockton.com Posterous</a>  </p>
</p></div>
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		</item>
		<item>
		<title>Stockton, CA, Short Sale Stockton Home for Sale &amp; Stockton Real Estate, 8185 Shay Cir, Stockton, CA, 95212</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-8185-shay-cir-stockton-ca-95212/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-8185-shay-cir-stockton-ca-95212/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 17:03:07 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-short-sale-stockton-home-for-sale-stockton-real-estate-8185-shay-cir-stockton-ca-95212/</guid>
		<description><![CDATA[


Download now or watch on posterous
       8185 Shay Cir_Stockton_ CA_95212.mp4 (4889 KB)       


For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!

Great Short Sale Opportunity! 4 Bedroom 2 bath home with balcony on the upper level. Low Maintenance well kept [...]]]></description>
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<div style="float: left; margin-right: 5px; overflow: visible;"><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/90REOn9mSzdwy3iCTEea7H5JicAsqD904rngy9QtU0ZfxUdWi0tSXkKEEBv0/8185_Shay_Cir_Stockton_CA_9521.mp4' style='color: #bc7134;'><img src='http://posterous.com/images/filetypes/unknown.png' style='border: none;'/></a></div>
<div style="font-size: 10px; color: #424037;line-height: 16px;">Download now or <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-2" style="color: #bc7134">watch on posterous</a></div>
<p>       <b><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/90REOn9mSzdwy3iCTEea7H5JicAsqD904rngy9QtU0ZfxUdWi0tSXkKEEBv0/8185_Shay_Cir_Stockton_CA_9521.mp4' style='color: #bc7134;'>8185 Shay Cir_Stockton_ CA_95212.mp4</a></b> <span style="font-size: 10px; color: #424037;">(4889 KB)</span>       <br style="clear: both;"/></div>
</p>
<div>
<p>For information on this and all the Stockton homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Great Short Sale Opportunity! 4 Bedroom 2 bath home with balcony on the upper level. Low Maintenance well kept yards. Close to schools and shopping.</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/stockton-ca-short-sale-stockton-home-for-sale-2">www.Homes-In-Stockton.com Posterous</a>  </p>
</p></div>
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		<item>
		<title>Mortgage Rates Drop to New Low Record</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/rates-drop-to-record-low/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/rates-drop-to-record-low/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 00:09:07 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<category><![CDATA[Central Valley real estate]]></category>

		<category><![CDATA[Freddie Mac]]></category>

		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[san joaquin]]></category>

		<category><![CDATA[san joaquin real estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/mortgage-rates-drop-to-new-low-record/</guid>
		<description><![CDATA[


Download now or preview on posterous
09 02 10.pdf (16 KB) 

Freddie Mac reports that the average rate for a 30-year fixed mortgage fell to another record low at 4.32%. The new 15 year fixed rate also dropped to 3.83%. These new record breaking rates show hope for a struggling housing market since the expiration of [...]]]></description>
			<content:encoded><![CDATA[<div class="posterous_autopost">
<div style="padding: 5px 5px 10px 5px; margin-top: 5px; border: 1px solid #ddd; background-color: #fff;line-height: 16px;">
<div style="float: left; margin-right: 5px; overflow: visible;"><a style="color: #bc7134;" href="http://posterous.com/getfile/files.posterous.com/homesinstockton/qDNUXWInEnLfAWhHxxjYincaNr6YbH3ZlVLVBcOdaTRNnKGpjA6nfFX6wBQw/09_02_10.pdf"><img title="Mortgage rate drop" src="http://posterous.com/images/filetypes/pdf.png" alt="" /></a></div>
<div style="font-size: 10px; color: #424037;line-height: 16px;">Download now or <a style="color: #bc7134;" href="http://media.homes-in-stockton.com/mortgage-rates-drop-to-new-low-record">preview on posterous</a></div>
<p><strong><a style="color: #bc7134;" href="http://posterous.com/getfile/files.posterous.com/homesinstockton/qDNUXWInEnLfAWhHxxjYincaNr6YbH3ZlVLVBcOdaTRNnKGpjA6nfFX6wBQw/09_02_10.pdf">09 02 10.pdf</a></strong> <span style="font-size: 10px; color: #424037;">(16 KB)</span> <br style="clear: both;" /></div>
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<p>Freddie Mac reports that the average rate for a 30-year fixed mortgage fell to another record low at 4.32%. The new 15 year fixed rate also dropped to 3.83%. These new record breaking rates show hope for a struggling housing market since the expiration of the popular home buyer tax credits. On 09-01-10 the Mortgage Bankers Association reported that mortgage applications for purchases increased last week and refinances were up 2.8%. It is too early to report on any impact these new mortgage rates will have on the local Stockton real estate market.</p></div>
</div>
<p style="font-size: 10px;"><a href="http://posterous.com">Posted via email</a> from <a href="http://media.homes-in-stockton.com/mortgage-rates-drop-to-new-low-record">www.Homes-In-Stockton.com Posterous</a></p>
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		</item>
		<item>
		<title>Stockton, CA, Stockton Home for Sale &amp; Stockton Real Estate, 2350 Moreing Rd, Stockton, CA, 95204</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-stockton-home-for-sale-stockton-real-estate-2350-moreing-rd-stockton-ca-95204/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-stockton-home-for-sale-stockton-real-estate-2350-moreing-rd-stockton-ca-95204/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 17:29:47 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-ca-stockton-home-for-sale-stockton-real-estate-2350-moreing-rd-stockton-ca-95204/</guid>
		<description><![CDATA[


Download now or watch on posterous
       2350 Moreing Rd_Stockton_CA_95204.mp4 (8311 KB)       


For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!

Amazing remodeled beauty located on 2 acres, high end quality products used; custom bird&#8217;s eye maple cabinets, brazilian cherry hardwood, [...]]]></description>
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<p>For information on this and all the Stockton homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Amazing remodeled beauty located on 2 acres, high end quality products used; custom bird&#8217;s eye maple cabinets, brazilian cherry hardwood, granite, &amp; marble. There is a tennis court, game room, exercise room, &amp; wine room. The master bedroom suite is upstairs and features a fabulous walk-in closet/room w/built-in cabinets. So many amenities, it&#8217;s a must-see!</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/stockton-ca-stockton-home-for-sale-stockton-r-1">www.Homes-In-Stockton.com Posterous</a>  </p>
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		<title>Lodi, CA, Short Sale, Lodi Home for Sale &amp; Lodi Real Estate, 927 Comanche Way, Lodi, CA, 95240</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/lodi-ca-short-sale-lodi-home-for-sale-lodi-real-estate-927-comanche-way-lodi-ca-95240/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/lodi-ca-short-sale-lodi-home-for-sale-lodi-real-estate-927-comanche-way-lodi-ca-95240/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 17:12:53 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/lodi-ca-short-sale-lodi-home-for-sale-lodi-real-estate-927-comanche-way-lodi-ca-95240/</guid>
		<description><![CDATA[


Download now or watch on posterous
       927 Comanche Way_Lodi_ CA_95240.mp4 (4991 KB)       


For information on this and all the Lodi homes for sale visit www.Homes-In-Stockton.com!

Great 3 bedroom, 2 bath Short Sale home located in Lodi. Well cared for home features dual pane windows, [...]]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div style='padding: 5px 5px 10px 5px; margin-top: 5px; border: 1px solid #ddd; background-color: #fff;line-height: 16px;'>
<div style="float: left; margin-right: 5px; overflow: visible;"><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/SEBT6A2Y8RvKQ3h1sJUsHJWJPcaFAZk8idsXTPvZUn4sPFZBf3y9iSBcFhwf/927_Comanche_Way_Lodi_CA_95240.mp4' style='color: #bc7134;'><img src='http://posterous.com/images/filetypes/unknown.png' style='border: none;'/></a></div>
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<p>       <b><a href='http://posterous.com/getfile/files.posterous.com/homesinstockton/SEBT6A2Y8RvKQ3h1sJUsHJWJPcaFAZk8idsXTPvZUn4sPFZBf3y9iSBcFhwf/927_Comanche_Way_Lodi_CA_95240.mp4' style='color: #bc7134;'>927 Comanche Way_Lodi_ CA_95240.mp4</a></b> <span style="font-size: 10px; color: #424037;">(4991 KB)</span>       <br style="clear: both;"/></div>
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<p>For information on this and all the Lodi homes for sale visit <a href="http://www.Homes-In-Stockton.com">www.Homes-In-Stockton.com</a>!</p>
</p>
<p>Great 3 bedroom, 2 bath Short Sale home located in Lodi. Well cared for home features dual pane windows, large backyard, covered patio and 2-car garage. Perfect starter home or investment property!</p>
</p>
</p></div>
<p style="font-size: 10px;">  <a href="http://posterous.com">Posted via email</a>   from <a href="http://media.homes-in-stockton.com/lodi-ca-short-sale-lodi-home-for-sale-lodi-re">www.Homes-In-Stockton.com Posterous</a>  </p>
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		<title>60% or More Mortgages Underwater in Stanislaus and San Joaquin Counties</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/underwatermortgages/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/underwatermortgages/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 15:13:29 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Lathrop Real Estate]]></category>

		<category><![CDATA[Stockton Real Estate]]></category>

		<category><![CDATA[Tracy Real Estate]]></category>

		<category><![CDATA[Central Valley real estate]]></category>

		<category><![CDATA[san joaquin real estate]]></category>

		<category><![CDATA[short sale]]></category>

		<category><![CDATA[Tracy real estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/60-or-more-mortgages-underwater-in-stanislaus-and-san-joaquin-counties/</guid>
		<description><![CDATA[


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08 30 10.pdf (29 KB) 

According to the Modesto Bee, in Stanislaus county underwater mortgages occur at twice the rate of the national average. The rate for San Joaquin county is even more extreme where 62.4% of mortgages are underwater compared to Stanislaus county’s 60%. The national average negative equity [...]]]></description>
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<div style="padding: 5px 5px 10px 5px; margin-top: 5px; border: 1px solid #ddd; background-color: #fff;line-height: 16px;">
<div style="float: left; margin-right: 5px; overflow: visible;"><a style="color: #bc7134;" href="http://posterous.com/getfile/files.posterous.com/homesinstockton/9KqBetIBYcJ3HiYMtg3CznM8pZcMl5bBn75aIgMvDOD2GOz8ffBM8zotspuF/08_30_10.pdf"><img title="Stanislaus and San Joaquin underwater" src="http://posterous.com/images/filetypes/pdf.png" alt="" /></a></div>
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<p><strong><a style="color: #bc7134;" href="http://posterous.com/getfile/files.posterous.com/homesinstockton/9KqBetIBYcJ3HiYMtg3CznM8pZcMl5bBn75aIgMvDOD2GOz8ffBM8zotspuF/08_30_10.pdf">08 30 10.pdf</a></strong> <span style="font-size: 10px; color: #424037;">(29 KB)</span> <br style="clear: both;" /></div>
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<p style="margin-bottom: 12.0pt;">According to the Modesto Bee, in Stanislaus county underwater mortgages occur at twice the rate of the national average. The rate for San Joaquin county is even more extreme where 62.4% of mortgages are underwater compared to Stanislaus county’s 60%. The national average negative equity rate is 23% and the California state average is 33%. Areas high in negative equity have higher incidence of strategic defaults, short sales and foreclosures contributing to the slower market turn around.</p>
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		<title>US Home Sales Plummet as Inventory Rises; Great Time for Central Valley Buyers</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate/home-sales-plunge-inventories-jump/</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate/home-sales-plunge-inventories-jump/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 00:43:04 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<category><![CDATA[Add new tag]]></category>

		<category><![CDATA[Central Valley real estate]]></category>

		<category><![CDATA[Fannie Mae]]></category>

		<category><![CDATA[Freddie Mac]]></category>

		<category><![CDATA[Holkesvig]]></category>

		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[san joaquin]]></category>

		<category><![CDATA[san joaquin real estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/stockton-real-estate/us-home-sales-plummet-as-inventory-rises-great-time-for-central-valley-buyers/</guid>
		<description><![CDATA[


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home sales plunge.pdf (60 KB) 

The latest figures for existing homes sales were released this week with very discouraging results. Existing homes sales have hit the largest monthly decline in history at 27.2%. This is coupled with a record breaking 11 year peak in housing inventory. On the bright side, [...]]]></description>
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<div style="padding: 5px 5px 10px 5px; margin-top: 5px; border: 1px solid #ddd; background-color: #fff;line-height: 16px;">
<div style="float: left; margin-right: 5px; overflow: visible;"><a style="color: #bc7134;" href="http://posterous.com/getfile/files.posterous.com/homesinstockton/Ea34LaOJNWzzmUZDzPmULmm4oMAQuidds7SYckXm3EVoXU1ctC6nHuit273v/home_sales_plunge.pdf"><img title="dropping home sales" src="http://posterous.com/images/filetypes/pdf.png" alt="" /></a></div>
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<p><strong><a style="color: #bc7134;" href="http://posterous.com/getfile/files.posterous.com/homesinstockton/Ea34LaOJNWzzmUZDzPmULmm4oMAQuidds7SYckXm3EVoXU1ctC6nHuit273v/home_sales_plunge.pdf">home sales plunge.pdf</a></strong> <span style="font-size: 10px; color: #424037;">(60 KB)</span> <br style="clear: both;" /></div>
<div class="WordSection1">
<p>The latest figures for existing homes sales were released this week with very discouraging results. Existing homes sales have hit the largest monthly decline in history at 27.2%. This is coupled with a record breaking 11 year peak in housing inventory. On the bright side, if you are looking to buy in the San Joaquin valley, there is no better time than the present. With great inventory to choose from and 30 year fixed  mortgage rates at an all time low of 4.56% it is truly a buyer’s market.</p></div>
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