http://www.homes-in-stockton.com/blog Stockton Real Estate Opinion Sat, 07 Apr 2012 19:49:46 +0000 http://backend.userland.com/rss092 en There are many nuances to a short sale transaction and every short sale is unique. Therefore the short sale agent you choose can make or break the deal, so choose wisely. When researching for a short sale agent, experience is very important. Research your local market and see who has the other ... http://www.homes-in-stockton.com/blog/stockton-real-estate/how-to-choose-a-short-sale-agent/ Don't be afraid to ask the customer service representative for your mortgage servicer who owns your mortgage. The owner, who is often referred to as the investor, might be different from the servicing company or bank that collects and processes your payments. Lenders often sell off the servicing rights, too. So ... http://www.homes-in-stockton.com/blog/stockton-real-estate/who-owns-my-mortgage/ The short sale process in Stockton California can be very lengthy.  Good news is that we are seeing approvals for short sales in Stockton increasing.  Especially true if the home was purchased using conventional financing.  Call or email Pat at 209.471.6516 for information on our upcoming Stockton short sale seminar!  ... http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-short-sale-homes-finally-moving-2/ Received approval on 3 short sales last week!!   Have to keep pushing the banks.  Definitely need to be the squeaky wheel!  The short sale process can be trying for both buyers and sellers.  Communication and follow-up is key.  I negotiated more short sales than any other area agent the past ... http://www.homes-in-stockton.com/blog/stockton-real-estate/central-valley-short-sale-specialist/ The short sale process in Stockton California can be very lengthy.  Good news is that we are seeing approvals for short sales in Stockton increasing.  Especially true if the home was purchased using conventional financing.  Call or email Pat at 209.471.6516 for information on our upcoming Stockton short sale seminar!  ... http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-short-sale-homes-finally-moving/ Interest rates for 30-year fixed rates reached 4.01% last week per FreddieMac.  The 15-year rate reached a record low3.28%.  This news came after the Federal Reserve announced it would purchase 400 billion of treasury bonds and reinvest in agency mortgage backed securities! It will be interesting to see if the ... http://www.homes-in-stockton.com/blog/stockton-real-estate/mortgage-rates-at-record-lows-30-year-fixed-401-15-year-fixed-328/ Central Valley REOs (Real Estate Owned) have become a very hot topic of late and with good reason. Central Valley REOs and Central Valley short sales continue to dominate the Central Valley Real Estate Market.  If you don't know what a REO is or how they differ from a traditional ... http://www.homes-in-stockton.com/blog/stockton-real-estate/the-number-of-central-valley-reos-expected-to-increase-as-robo-signing-debacle-is-resolved/ Lenders are having much more success in modifying loans for homeowners when they are forced on them. In the State of Connecticut 9,400 homeowners who joined in the modification program thru January 31, almost 80% avoided foreclosure and more than half of them received modifications! Only some states force lenders ... http://www.homes-in-stockton.com/blog/stockton-real-estate/central-valley-short-sale-volume-increasing/ Current conforming loan limits are scheduled to expire Friday, Sept. 30.  The maximum FHA, Fannie Mae, and Freddie Mac conforming loan limit will decline to $625,500 beginning Oct. 1, 2011, from the current $729,750 limit, though the majority of counties will fall far below the $625,500 maximum.  The conforming loan ... http://www.homes-in-stockton.com/blog/stockton-real-estate/conforming-loan-limits-expiring-september-30-2011/ View all Stockton short sales listings.  We process short sale properties in Stockton CA.  The Stockton homes short sale process can be a challenging.  Make sure you work with an experienced Stockton short sale agent.  Contact us for additional information or selling or purchasing Stockton CA short sales. ... http://www.homes-in-stockton.com/blog/stockton-real-estate/stockton-short-sale-listings-for-the-week-of-sep-28-2011/