Are you interested in short selling your primary home or investment property? If so, you probably have many questions. Pat Holkesvig lists and sells more short sale properties than any other agent in San Joaquin County. Her success rate is over 90%. She understands the process and has management contacts at all the major financial institutions. These contacts help us push sales through where other agents may just give up. We have a full-time staff dedicated to processing only her short sales.

A short sale occurs when a seller is attempting to sell a property for less than is owed. The lender or lenders have to agree to be “shorted” by agreeing to release their liens for less than the full amount they are owed. The first step in a short sale is to complete a hardship packet. Homes In Stockton, Inc. has developed a generic hardship packet that is accepted by all the major financial institutions. If you would like to receive a copy please send call us at (209) 471-6516 or complete our Contact Form!

Once we have received the completed short sale packet we will schedule a time to view the property to suggest a list price. Pricing the home is an art and not a science. Because we process so many short sales we are experts at determining a price that will be acceptable to the bank yet attract the buyers needed to write an offer.

We currently manage a database of 45,000+ prospects that have expressed interest in purchasing homes in the Stockton area. If you are a buyer and would like to be notified of upcoming short sales please call Pat at (209) 471-6516 or complete our Contact Form.

The average time to process a short sale is 4.5 months. During this time we generally are able to postpone foreclosure auctions. If the bank agrees to the short sale, they will issue a short sale approval letter. This letter outlines the terms of the short sale. We recommend ALL short sale approval letters be reviewed by a real estate attorney and CPA.

We blog regularly about the short sale process. We encourage you to visit our blog periodically to read about the latest trends and issues we are facing. If you have any questions or would like to discuss general issues please contact Pat Holkesvig at (209) 471-6516 or complete our Contact Form.

Pat Holkesvig is The Central Valley’s Short Sale Specialists. We process Stockton Short Sales, Elk Grove Short Sales, Lodi Short Sales, Lathrop Short Sales, Manteca Short Sales, Modesto Short Sales, Mountain House Short Sales and Tracy Short Sales. View all the homes for sale at the Central Valley’s best homepage, Inc. is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.