Stockton Homes for Sale & Stockton Real Estate, 4426 Mallard Creek Cir Stockton CA 95207

Posted by & filed under Stockton Real Estate.

Download now or watch on posterous 4426 Mallard Creek Cir_Stockton_CA_95207.mp4 (11376 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!  One of a kind lake front home with soaring ceilings. Open floor plan with 3 bedrooms 2.5 baths. Formal dining room. Family room with fireplace and wet bar. Formal living […]

Stockton,CA, Stockton Home for Sale & Stockton Real Estate, 18 W Swain Road, Stockton, CA , 95207

Posted by & filed under Stockton Real Estate.

For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! Darling 3 bedroom, 1 bath home featuring a spacious living room, and huge backyard. Newly painted inside & out, refinished hardwood floors, new tile in the entry, kitchen & bathroom, new garage door & automatic opener. A perfect home for a small […]

Stockton Homes for Sale & Stockton Real Estate, 2316 Hydrangea Dr Stockton CA 95212

Posted by & filed under Short Sales, Stockton Real Estate.

Download now or watch on posterous 2316 Hydrangea Dr_Stockton_CA_95212.mp4 (5501 KB) For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!  Do not disturb tenants. Write offer subject to inspection.Adorable house with den/study and bedroom downstairs. Kitchen with granite counters and dining bar. Cute yard that requires little maintanence. This home is […]

Stockton Homes for Sale & Stockton Real Estate, 14 Ingram St Stockton CA 95204

Posted by & filed under Stockton Real Estate.

For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com!  Cute home with update kitchen and wood floors. Kitchen with dishwasher, tile counters and newer cabinets. Low maintanence yards. Brought to you by Pat Holkesvig and Your Home Team.  Stockton‘s #1 listing agent! See and download the full gallery on posterous Posted […]

Stockton Homes for Sale & Stockton Real Estate, 3620 Fourteen Mile Dr Stockton CA 95219

Posted by & filed under Stockton Real Estate.

For information on this and all the Stockton homes for sale visit www.Homes-In-Stockton.com! Fabulous reverse plan with Delta Views.This stunning home is in mint condition with lush gardens. Vaulted Cedar ceilings make this home bright and perfect for entertaining. 4 bedrooms, all with French doors, and 3 baths. Family room with gas fireplace and French […]

Fraud Alert

Posted by & filed under Stockton Real Estate.

US Attorney Benjamin B. Wagner released information today regarding three different mortgage fraud cases all in California. May 21 PRNewswire-USNewswire Two are regarding bailout mortgage frauds and one is regarding a foreclosure rescue scam. Foreclosure rescue scams are everywhere waiting to prey on honest people who are trying to get out of a difficult situation. […]

Stockton Real Estate Market Report May 2010

Posted by & filed under Brookside Real Estate, Morada Real Estate, Quail Lakes Real Estate, Real Estate Market Trends, Short Sales, Spanos West Real Estate, Stockton Real Estate.

May 2010 Stockton Area Market Update   Short Sale? Foreclosure? Strategic Default?   Underwater borrowers are often in a quandary about what to do. It’s been reported that 70% of borrowers whose homes are foreclosed upon never contacted their lender.  Lenders prefer short sales. Foreclosure sales not only typically cost more, but also result in lower […]

Despite Positive Reports Some Areas Still Suffer With Negative Equity

Posted by & filed under Short Sales, Stockton Real Estate.

This week the media reported that US foreclosures have started to slow down, stating that across the nation filings were down 2 percent from April of last year. Despite this optimistic national trend there are still areas losing equity and remain at risk. According to  Where Americans Are Losing Home Equity Most Nevada and Florida […]

Freddie & Fannie Suffer Losses, Request Aid From Treasury

Posted by & filed under Stockton Real Estate.

On May 5th Housing Wire reported The Federal Housing Finance Agency had to request $10.6 billion from the Treasury Department to cover Freddie Mac’s $10.5 billion deficit. On May 11th  the Wall Street Journal reported Fannie Mae needs 8.4 billion. According to Freddie Mac, due to new accounting standards implemented in the first quarter of […]

New Short Sale Rules Could Help Borrowers

Posted by & filed under Short Sales, Stockton Real Estate.

The new HAFA rules are not such a new topic of discussion, but they are new in practice since they only just went into effect this past month. Borrowers (sellers) who are considering a short sale should become well educated on HAMP, HAFA, the short sale process and what they all mean to their specific […]

Foreclosures Down For San Joaquin or Is It Too Soon To Tell?

Posted by & filed under Stockton Real Estate.

Foreclosure notices in San Joaquin County dropped dramatically in the first quarter of this year from the same period a year sending mixed messages to industry experts regarding the mortgage meltdown. The drop in foreclosures could be linked to more short-sale approvals or the increase in first time buyers due to the impending expiration of […]

Servicers Taking Steps to Prevent Short Sale Fraud

Posted by & filed under Short Sales, Stockton Real Estate.

As short sales are significant in foreclosure prevention, fraud concerns abound. Appraisal fraud to flipping, the short-sale process poses several possible areas of fraud where the servicer must take preventative action. Included but not limited to the following: – Focus on making sure it’s an arm’s-length transaction – Search deeds on a regular basis – […]

First Quarter Foreclosure Jump

Posted by & filed under Stockton Real Estate.

California had more than 216,000 foreclosure filings with the most of any state at 23% of the nation’s foreclosures one for every 62 homes this past quarter. First quarter 2010 foreclosure filings rose 7%, to more than 930,000, over last quarter a 16% increase over last year. Just when you thought it was safe: Foreclosures […]

Senate Bill 401 = No More Debt Tax

Posted by & filed under Short Sales, Stockton Real Estate.

Senate Bill 401 has been enacted into law. The new California state income tax on debt forgiven in a short sale, foreclosure, or loan modification will be treated much like the federal law up through 2012. The existing federal exemption allows $2 million, and the new California exemption allows for $800,000 and forgiven debt up to […]

DRE Issues Short Sale Alert

Posted by & filed under Short Sales, Stockton Real Estate.

The Central Valley Business Times reported yesterday that the California State DRE issued an alert regarding short sales. Read the article here. The DRE cautioned against the following:  • In some instances, the homeowner may be sued by the lender/bank for the money that was “forgiven” • The amount not paid back, which is a […]

Struggling Homeowners Can Take Steps to Save Credit

Posted by & filed under Short Sales, Stockton Real Estate.

If you’re a struggling homeowner, remember the safest option is always to keep making your mortgage payment. However, if you can’t pay, try to work with the government’s foreclosure prevention program. If that doesn’t work, consider all of your potential options and the affect each one will have on your credit scores before making a […]

Bank of America Offers Principal Reduction for Riskiest Loans

Posted by & filed under Short Sales, Stockton Real Estate.

via mortgageorb.com BA’s recent announcement may be too little too late and not be available for the majority of Central Valley Homeowners. We do not expect the number of Stockton foreclosures and Stockton short sales to be decreased dramatically. Stay tuned! Posted via web from www.Homes-In-Stockton.com Posterous