Your reading list for the last Friday of 2013

Posted by & filed under Stockton Real Estate.

It’s that time of year when people start making a list of resolutions that they will break by the end of February – eat better, exercise more, stop watching reality TV, and so on. To help you out, HousingWire’s Trey Garrison compiled a list of potential New Year’s resolutions that could prove beneficial to mortgage […]

Lenders make a comeback in 2013

Posted by & filed under Stockton Real Estate.

Entities like the Federal Housing Administration and the Federal Reserve flooded the HousingWire headlines over the past year year. We decided to compile a list of the most read lending articles for the year. As it turns out, new lending rules dominated the headlines, but they were not alone in capturing the attention of our […]

What servicers cared about in 2013?

Posted by & filed under Stockton Real Estate.

If servicers thought the robo-signing crisis of 2010 kept them from moving forward at a robust pace for a few years, then 2013 for all intensive purposes was the year for the servicing side to put these aches and pains on ice and to heal old wounds. …read more

Sacramento area foreclosures decline sharply

Posted by & filed under Stockton Real Estate.

Foreclosure activity in the four-county Sacramento region fell by more than 63 percent in November compared with the same month last year, RealtyTrac said in its most recent report. 6. How foreclosures gutted the housing market in three Sacramento communities …read more

Thursday’s Scores – San Francisco Chronicle

Posted by & filed under Stockton Real Estate.

Thursday’s ScoresSan Francisco ChronicleBureau Valley 71, Orion 56. Knoxville 62, Morrison 43. Mercer County 56, Peoria Heights 55. Morrison 43, Lena-Winslow 42. Orion 53, Riverdale 44. Peoria Heights 56, Riverdale 39. Stark County 53, Erie 41. Stockton 53, Mercer County 43 … and more …read more

Understanding Estate Planning Part One

Posted by & filed under Stockton Real Estate.

By Steve Now that the economy is recovering, many people are taking a look at their assets and looking for ways to preserve what they have and how to provide for their loved ones when their gone. That process is called “Estate Planning”. Here at BPE Law, we’ve been providing Estate Planning services to our […]

Ten indicted in mortgage fraud scheme

Posted by & filed under Stockton Real Estate.

The United States Attorney for the Southern District of Florida charged ten Florida residents with mail fraud, conspiracy to commit mail fraud and wire fraud, with all ten defendants facing up to 20 years in prison. …read more

The year in review:

Posted by & filed under Stockton Real Estate.

Continuing HousingWire’s meme series, the housing finance system faced many pivotal turning points in 2013. Here’s a recap: …read more

HW 30, markets rise modestly

Posted by & filed under Stockton Real Estate.

Trading was light the day after Christmas and buoyed by upbeat jobs numbers. Along with the other markets, the HW 30 was higher by early afternoon trading, up by 0.29%. …read more

When mortgage servicing transfers make sense

Posted by & filed under Stockton Real Estate.

The performance of U.S. mortgages improved in the third quarter, the Office of the Comptroller of the Currency says. And while servicing transfers remain a concern for regulators, there is a substantial benefit to moving a loan from one servicing provider to another. …read more

Size of FHFA GSE examiner staff remains an issue

Posted by & filed under Stockton Real Estate.

The Federal Housing Finance Agency managed to expand its core examination staff in the past year and a half, but it’s possible the agency still lacks the examination resources needed to ensure exams are done on time, a new report from the Federal Housing Finance Agency Office of the Inspector General recently reported. …read more

What are we reading?

Posted by & filed under Stockton Real Estate.

Here’s a quick look at some of the more interesting pieces we’re finding around the web in our post-holiday turkey comas. …read more

Memes: The photographic story of housing

Posted by & filed under Stockton Real Estate.

While 2013 left behind low interest rates and the start of tapering, 2014 presents its own set of landmark events for housing, and we tried to encapsulate just this, in picture form, with our own set of HousingWire memes. …read more

MBIA raises money selling put-back claims

Posted by & filed under Stockton Real Estate.

Monoline insurer MBIA managed to distance itself from the effort of insuring loans tied to the bankruptcy estates of Residential Funding Co., Residential Cap and GMAC. The company sold its interest in claims against the firms this week. …read more

The plague of all-cash buyers: Massive market distortions being created by easy money policy. 42 percent of recent purchases recorded no conventional mortgage.

Posted by & filed under Stockton Real Estate.

By drhousingbubble A plague on both of your houses. Unless of course, you are buying a few extra homes as investments and then the market is conveniently setup for you. The Fed has created a housing market dominated by a herd of investors. There is no hyperbole in this statement when the latest report shows […]

‘Twas the Night Before Christmas – 2013

Posted by & filed under Stockton Real Estate.

By Mandelman ‘TWAS THE NIGHT BEFORE CHRISTMAS… 2013. An Annual Political and Economic Year in Review by Martin Andelman You can read it below, but if you click ‘Play’ above… I’ll read it to you. ~~~ ‘Twas the night before Christmas – 2013 ~~~ ‘Twas the night before Christmas – 2013 It was time to […]

Mortgage applications drop in wake of Fed’s taper

Posted by & filed under Stockton Real Estate.

Mortgage applications dropped across the board last week, according to new data released Tuesday morning by the Mortgage Bankers Association. Total applications fell 6.3 percent on a seasonally-adjusted basis according to the MBA’s index of mortgage activity, marking the second straight week of languishing mortgage demand from consumers. …read more